Perspective and Approach

My Focus is to help families become Financially Independent through proper Asset Allocation.  We take a look at your goals for Emergencies with an Emergency Fund, providing funds for children or grandchildren to go to college, ways to Eliminate Debt and making sure you have a Contingency Plan in the event of an untimely death. Most of all what it will take for you to enjoy your Retirement years based on your individual goals and your willingness to work towards  those goals. My ideal client is the person who is willing to work with me, set goals and participate in the development of those goals. For most people there is an understanding gap when it comes to Financial Services products. My goal is to bridge that gap through an Educated Focus on four of life's Financial Stages, Accumulation, Preservation, Distribution and Transference. Our Goal is to help families through whichever stage they are currently in while developing goals for each future stage.

  1. Accumulation: This is the stage in life when you are working on building wealth and your focus is on accumulating assets.
  2. Preservation: This is the stage when you need to start preserving assets that you have accumulated. This can be done by reducing risk and other protective measures.
  3. Distribution: This stage is when you are drawing on the assets that you have accumulated, which serves as your source of retirement income.
  4. Transference: This stage is when you have died and your assets are transferred to your heirs. This stage is crucial, as the action you take ahead of time can provide your loved ones with a sizable inheritance or sizable taxes, and with correct goals, a smooth transition with little stress for your loved ones is possible.

This educational process is ongoing. It begins with the first meeting and continues throughout the life of the registered representative and client relationships. It's an integral aspect that enables me to embrace my clients as friends rather than simply customers.

Kevin L. King